Some property and business transactions need funding that doesn’t fit the mould of a standard mortgage. That’s where specialist finance comes in. Bridging loans and commercial loans are designed to provide quick, flexible funding when timing or complexity rules out traditional borrowing. Whether you’re buying at auction, starting a development project, or investing in a business premises, specialist finance can give you the leverage you need.

These solutions are ideal for property developers, landlords, business owners, and anyone involved in time-sensitive or non-standard transactions.

Why You Might Need Specialist Finance

Tailored for Property Development or Refurbishment

If you’re buying a property that needs significant work, many mortgage lenders won’t provide funding until the work is complete. A bridging loan can cover the purchase and renovation, giving you flexibility until you’re ready to refinance or sell.

Support for Business Growth or Investment

Commercial loans help fund the purchase, development, or expansion of business premises. Whether you’re a landlord acquiring office or retail space, or a company buying your own trading premises, these loans are structured to match business cash flow and long-term plans.

Works When Standard Mortgages Don’t

Specialist lenders are more flexible than high street banks. They’re open to complex ownership structures, unusual properties, self-employed applicants, and higher-risk projects that standard lenders often decline.

How Chatsworth Mortgage Group Can Help

At Chatsworth Mortgage Group, we have extensive experience arranging bridging and commercial loans. These products are niche and often misunderstood, so we take the time to explain them clearly and match you with the right lender for your specific situation.

We work with a wide network of specialist lenders who offer competitive rates and flexible terms. Whether you need short-term finance for a residential flip or long-term commercial funding for a growing business, we know who to speak to and how to present your case.

We also help structure your finance to suit your exit strategy. That might mean refinancing with a standard mortgage later, repaying from a sale, or converting to a buy-to-let. We’ll help you map it out from start to finish so you can move ahead with confidence.

Our team handles all the paperwork, liaises with solicitors, and keeps the process moving quickly — especially critical when time is short. And if bridging finance is just one part of your wider plan, we’ll make sure it fits smoothly alongside your other property or financial goals.

With Chatsworth Mortgage Group, you get access to expert advice, specialist lenders, and tailored support — giving you the funding solution you need, exactly when you need it.